Consumer Debt in U.S. $12.73 Trillion

This number is staggering!  No matter what happened in 2008 - we continue to create more and more consumer debt!

You cannot "charge" your way out of debt!  If you're using your credit cards to subsidize your life it becomes impossible to live debt-free.  How would if feel if you were debt-free - what would change in your life?


7 out of 10 Couples do Not Budget Consistently

When couples work together on budgeting, everything changes - the finances, the relationship, the future, and their legacy.  There is always the person who is a "nerd" - loves budgeting; the other is a "free-spirit" - believing everything will be "ok"!  You don't have to change roles - just work together and bring the kids in also!


80% of People Live Paycheck to Paycheck

Are you part of the 20% who is not living paycheck-paycheck?  Congrats!  And, 80% are in very dire straits - if they don't receive a paycheck next week - they will be in a crisis situation!

As a society this has become the "norm"!  The conversation we have in our head is "but I want it and I'll pay if off by the end of the month" - right?  Except it rarely happens.


Financial Dream Maker

I'm  glad you found us - you're probably here because you're experiencing some degree (from moderate to extreme)  of financial chaos - correct?

Let me ask you a few questions . . .

  • Are you running out of money before the end of the month?
  • Are money problems affecting your marriage?
  • What does your dream vacation look like?
  • What updates would you like to make to your house?
  • Do you have a picture of your dream car?
  • What if you could do all of these things NOW without getting a loan, selling your soul, or living in your parent's basement for the next 5 years?

As my husband and I have gone through life, we've always wondered why we were not taught about managing money (or maybe we did know but didn't want to use the information - we wanted what we wanted!)  - is that something you've thought about also?

If we had had some financial education around managing our money - our life would look totally different.  We have been (and are still working our way out of some poor  financial decisions).  Instead, we just stumbled along thinking the problem would fix itself!  WRONG!  Didn't happen!

If these problems are keeping you up at night, being an issue in your marriage - we want you to know that you're not alone and you CAN pull yourself back on track (no matter your age) and live life debt-free, worry free, and financially free!

The journey is not easy - if you're married, it will be a joint effort (it must be).  That's one of my biggest mistakes -  not keeping my husband engaged with our money challenges.  Big Mistake!

You will want to quit, you will be uncomfortable, you will feel deprived, you will still "want what you want".  But if your WHY is big enough - you will win!


Next Steps...

Glad you asked - your next steps will be to set-up a pre-qualifying session to determine what your overall financial picture looks like, get to know each other, and determine what will be your next steps after the session . . .