Ask Yourself These Questions . . .

  • Are you living pay-check to pay-check?
  • Do you think you’re running out of time to save money for retirement?
  • Are you constantly fighting about money?
  • Are you feeling defeated/hopeless?
  • Have you experienced emotions like shame, guilt, embarrassment?
  • Are you being threatened by collection companies?
  • Are you thinking of bankruptcy or foreclosure?

Then welcome home – you’re in the right place – at the perfect time! It’s never too late to have the life you desire.

As a Financial Coach - I will help you find the solutions that live inside you – figuring out what gets in the way of managing money will entail  a journey of changing spending/saving habits and budgeting, but also changing your beliefs and challenges of money in general.


Mostly, I’m a work in progress (still & always). I began life in a very small town called Sinclair, WY. I am one of 5 children, being the only girl (somewhat on the spoiled side). I don’t have a lot of memories of Wyoming except it was very cold.

My parents made a decision to move to Arizona when I was 8 years old. Looking for a better, warmer life. We moved around from Phoenix, to Chandler, to Tempe – where we lived until I married at 17. We were always “broke” – there was never enough of anything.

Life was challenging to say the least (another story, another day). The one bright light in my life was always school, education, reading, dreaming of a better way, a better life.

After I married at 17 because of pregnancy (dropped out of high school – I had a teacher who told me I would never amount to anything!) – my life took a whole new direction and opened up a whole new world.

A world where I was able to speak up, be heard, listened to, understood, and validated. We had two children by the age of 20. At 26 I wanted to go back to school – applied and was accepted into the junior college, and later completed my Bachelor’s & a Master’s at Arizona State University – all while working full time, raising two children, and being married.

Crazy times – well worth the sacrifices! I was the only person in my family to ever pursue and complete advanced education.

My degrees were in Secondary Business Education. I taught business courses at Dobson High School. After 5 years, I left to open up my own business – office supply & copy stores. This decision was driven by my desire to live life on my terms – I’m somewhat of a rebel! After 10 years I sold the stores. Then I was left with “What Now?”


“What now” created an opening for me to pursue a silent passion of helping others pursue their desired life. I was always the person people reached out to when they were stuck, uncertain of what was next for them, frustrated, lost, unsure. I’m a great listener and problem solver. These feelings & thoughts took me to the University of Phoenix to obtain a Master’s in Counseling.

Upon graduation, I was contracted to work with troubled teen boys in a remote environment (Western Samoa). I counseled approximately 125 teens and their families during my time with this company. I loved listening, observing, guiding, offering alternative solutions & ways of thinking.

After 2 years, I opened up my own residential facility in Dewey, AZ for approximately 8 years. Loved the work, loved the teens and their families, loved watching the transformations of the teens and their parents. When we encountered the economic crisis I was unable to continue keeping the facility open. So, I was at a cross road again, with the same question “What Now?” Are you seeing a theme?


Yes, back to school! Transformational Life Coach!  Since then I’ve added more certifications to my portfolio – Certified Holistic Coach, Certified Wellness Coach, Institute of Integrative (IIN) Health Coach.  And my favorite - Ramsey Solutions Master Financial Coach!

I have been working with clients who – like me – feel like they deserve more – the list can be endless but generally is –  wanting less debt, more freedom, better relationships, more joy, more love, more abundance, more friends, more experiences, more travel – the list goes on!

My blessings: I have now been married for 53-years to the same amazing man – David (despite the deck being stacked against us). I have 2 grown children, 9 grandchildren, 4 great-grandchildren.

And most of all, I bring 5 decades to support people in living their extraordinary financial life!


Next Steps...

Glad you asked - your next steps will be to set-up a pre-qualifying session to determine what your overall financial picture looks like, get to know each other, and determine what will be your next steps after the session . . .